A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain. Robert Frost
Robert Lee Frost (March 26, 1874 – January 29, 1963) was an American poet. His work was initially published in England before it was published in America. Known for his realistic depictions of rural life and his command of American colloquial speech, Frost frequently wrote about settings from rural life in New England in the early twentieth century, using them to examine complex social and philosophical themes.
Witty observation, disparaging remark, question for A.A., well this is your chance.